It is a purpose as for the prevention of the money lending and borrowing trouble by the guarantor and the cosigner. It explains notes of the adjustment of debts of a voluntary bankruptcy and an arbitrary arrangement.

Danger fully : the guarantor.

Guarantor and cosigner

It explains because it is thought that there is thinking that the guarantor and the cosigner are the same meanings.

First of all, when debtor's payment stagnates, the creditor should claim it to the debtor himself for a simple guarantor. When claimed without stepping on the procedure, the guarantor has the right "Please claim it to the debtor himself previously".

However, the creditor can claim the repayment to the cosigner in the joint surety regardless of the presence of debtor's solvency. It is possible to claim it to the cosigner soon if it is thought that it is easy to collect it from the debtor.

- Difference image of guarantor and cosigner

In a word, the cosigner will assume the desire responsibility by the simple guarantor, and be made to stand in an equal standpoint with the debtor.

It is necessary to understand requesting and being done also have a moderate resolution about the joint surety.

保証人にはなるな!
(AA)保証人にはなるな!
Q&A保証人トラブル解決マニュアル―新・保証制度に完全対応!
(AA)Q&A保証人トラブル解決マニュアル―新・保証制度に完全対応!
保証人保護の判例総合解説 [第2版]
(AA)保証人保護の判例総合解説 [第2版]

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