Danger fully : the guarantor.

Acquisition 2 of knowledge in Q&A

To deepen knowledge of the guarantor, the doubt etc. held by the Q&A form for the guarantor were brought together.

- What is the revolving guarantee?

"Revolving guarantee" is to guarantee the debt generated tens of times many times in the future unlike it though a general guarantee owes the guarantee specifying the amount of money, the repayment method, and the time limit, etc. one. There is the one that the amount of the limit of guaranteed period and amount of money is not provided, too and an infinite responsibility will be shouldered indefinitely. In this case, very big danger will be shouldered in the guarantor when undertaking it because it often becomes a heavy burden very much.

- Do you succeed to the cautionary obligation when succeeding to a fortune?

Naturally, because the property of the plus and the property of the minus are succeeded when inheriting a legacy, the cautionary obligation is succeeded. If it is opposite, it is the problem though there is no problem if the property of the succeeded plus is more than the amount of the guarantee debt. It is necessary to decide whether to inherit a legacy or to abandon it within three months. Then, when it is not understood whether there are how much content and a debt of the succeeded property, I think that it only has to say by me and to set up "Limit approval".

- What responsibility does the fidelity guarantee assume?

When the employee disadvantages it to the employer, the person who went security has the responsibility of making amends though it is a same old story such as finding employment. The guaranteed term is three years from date of contract when not providing in the contract.

- The guarantor of lease of apartment house?

The guarantor of letting and hiring doesn't assume the responsibility if the guarantee contract is not done in every case newly when it assumes the responsibility as a rule only during the validity term of the contract, and there is a renewal of a contract.

Instead, when the hirer in the apartment fails to pay the rent or the update fee of an utility bill that the maintenance fee, electric, and the gas and is the water rate, etc. and contracts is not paid, the cosigner should pay.

Moreover, the obligation to unite with the hirer amends money etc. when a fire is started with carelessness of the cigarette, the mat is damaged or building and the vessel are damaged and to pay will be owed.

- Is even the guarantee contract written in the scrap paper effective?

If to the guaranteed amount of money and the guarantor described, it becomes the evidence of the guarantee contract the scrap paper and back of the business card. It is good in an unofficial hand-written promised book because in the guarantee contract, there is no fixed form format. However, it is important to write the signature by own handwriting of the guarantor himself.